Master Hunjang
You rascal! Master Hunjang will inspect your spending
A Joseon-era schoolmaster scolds your money habits and teaches finance terms
Enter your monthly income, savings, and spending habits to receive a money-habit grade, score, and three practical commandments from Master Hunjang. The glossary explains everyday finance terms such as emergency funds, subscriptions, ETFs, and savings accounts in plain language. Results are for entertainment and learning, not financial advice.
Today's Lessons
Compound Interest
🌾 SavingInterest that earns interest on itself, making money snowball. The earlier you start, the stronger it works.
Parking Account
🌾 SavingAn account you can freely deposit to and withdraw from that still pays interest — a parking lot for waiting money.
Emergency Fund
🌾 SavingMoney set aside for sudden blows — job loss, medical bills, urgent repairs. The cornerstone of any money plan.
Housing Subscription (Cheongyak)
🌾 SavingKorea's system for applying to buy newly built apartments. You build eligibility by keeping and funding a subscription account.
ETF
🪙 InvestingA fund holding many securities in one basket, built to track an index, and traded on an exchange like a stock.
Diversification
🪙 InvestingSpreading money across holdings, asset types, and points in time, so no single collapse ruins the whole household.
FAQ
What is Master Hunjang?
It is an entertainment service: a Joseon-era schoolmaster character scolds your spending habits as a diagnosis, and explains finance terms through lessons (a term glossary).
What does the scolding diagnosis look at?
Report your monthly income range, monthly savings range, and spending habits, and the Master grades your money habits with a score and prescribes three practical commandments.
Is it free? Do I need an account?
It is free to use with no account required. The scolding diagnosis is limited to 3 times per day.
Are my inputs and results stored?
We do not collect personal identifiers such as your name or email. Only when you create a shareable link do we anonymously store your input along with the diagnosis, grade, and score, and what we store contains no personally identifying information.
Can I trust the diagnosis?
For fun only. The Master's scolding is entertainment, not investment advice or a solicitation of financial products. Always check exact rates and conditions with your financial institution or official guides.