⚠️Beware

Paying only part of your card bill and rolling the rest to next month — with high fees charged on the rolled amount.

Investing with borrowed money. Gains grow larger, but so do losses — and time itself starts charging you interest.

Buying more of a fallen holding to lower your average price. Done without a plan, it pours money into your losers.

Trading on rumors, chat rooms, and crowd mood instead of your own criteria — the shortcut to buying high and selling low.